Haley Toyota of Roanoke
2711 Franklin Rd.Roanoke,VA24014INTERNET SALES: (888) 458-8423
- GENERAL SALES: (540) 345-1666
- PARTS & SERVICE: (540) 345-1666
Car Loan Roanoke
Roanoke, VA Auto Loans - Haley Toyota
The finance department at Haley Toyota of Roanoke will find the car loan or lease option that works best for you. Our finance staff has the expertise and financial resources to get you the best rate on a car loan in Roanoke, Salem, Vinton or Cave Spring and into your dream Toyota. We are here to make the process of buying a new or used car as simple as possible. By working with our finance specialist at Haley Toyota you will save yourself time, money and frustration.
Get approved for a car loan in Roanoke right now by completing our secure online finance application. While you're waiting for credit approval, take a moment to browse Haley Toyota's online inventory and view your favorite new Toyota or used car in Roanoke. The staff at Haley Toyota of Roanoke are always available to answer your questions about purchasing a vehicle or getting a car loan in Roanoke.
Financing Navigation
Contact Information
- Haley Toyota of Roanoke
-
2711 Franklin Rd.
Roanoke, VA 24014 -
- workSales:
- (888) 458-8423
- serviceService:
- (540) 345-1666
- partsParts:
- (540) 345-1666
Finance FAQ
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Tip!
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Tip!
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Tip!
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Tip!
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Tip!
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Tip!
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Tip!
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.